Effective Date: 08/25/2022
Last Updated: 01/01/2025
At Becker Life and Investment Group LLC (“Company,” “we,” “our,” or “us”), we respect your
privacy and are committed to protecting your personal information. This Privacy Policy explains
how we collect, use, and safeguard your information when you interact with us online, by phone, or
in person.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, address, phone number, email, Social Security number, date of
birth, and financial details.
- Policy/Service Information: Beneficiary designations, premium payments, underwriting
information, and other details necessary to provide insurance or annuity services.
- Technical Data: IP address, browser type, device identifiers, cookies, and analytics data when
you visit our websites.
2. How We Use Your Information
We use your information for the following purposes:
- To provide, service, and administer life insurance and annuity products.
- To communicate with you about your policies and accounts.
- To comply with legal, regulatory, and contractual obligations.
- To send educational content, offers, or updates about our services (with opt-out rights).
- To improve our services, websites, and customer experience.
3. Information Sharing and Disclosure
We do not sell your personal information. We may share information only in these limited
circumstances:
- With insurance carriers, reinsurers, or service providers who assist with underwriting, servicing,
or administering your policy.
- With regulators, auditors, or law enforcement as required by law.
- With affiliates or business partners, only as permitted by law.
- In connection with a merger, acquisition, or transfer of business.
4. Gramm-Leach-Bliley Act (GLBA) Financial Privacy Notice
As an insurance and financial services provider, we are required to inform you how we handle
nonpublic personal information (“NPI”):
- What We Collect: NPI such as contact details, Social Security numbers, financial information,
and beneficiary information.
- What We Share: We do not disclose NPI to non-affiliated third parties for marketing purposes.
Information is shared only with carriers, service providers, or regulators as needed.
- Your Rights: If our practices change in the future, you will be notified and given the opportunityto opt out before your NPI is shared for marketing purposes.
5. Marketing Communications
We may send you educational materials, service updates, or offers. You can opt out at any time
by:
- Clicking the “unsubscribe” link in our emails, or
- Contacting us at [email protected].
6. State Privacy Rights (CCPA/CPRA and Similar Laws)
If you are a resident of California (or other states with similar laws), you may have the following
rights:
- Right to Know: Request disclosure of personal information we have collected about you.
- Right to Delete: Request deletion of personal information, subject to legal requirements.
- Right to Opt Out: Opt out of the sale or sharing of your personal information (note: we do not
sell your data).
- Right to Non-Discrimination: You will not be penalized for exercising your privacy rights.
To exercise your rights, contact us at [email protected].
7. HIPAA Disclaimer
We do not collect or store Protected Health Information (PHI) as defined by HIPAA. Any medical
information obtained during underwriting is collected directly by the insurance carrier and is
subject to the carrier’s privacy policies.
8. Data Security
We implement commercially reasonable security measures to protect your information. However,
no method of transmission or storage is 100% secure.
9. Children’s Privacy
Our services are not directed to individuals under 13. We do not knowingly collect information from
children.
10. International Users
If you access our services from outside the United States, you acknowledge that your data will be
processed and stored in the U.S., subject to U.S. privacy laws.
11. Changes to This Policy
We may update this Privacy Policy periodically. The revised version will be posted with a new
effective date.
12. Contact Us
For questions or to exercise your privacy rights, please contact us at:
Phone: 801-835-8837
Email: [email protected]